Where every fee goes

One swap fee funds the whole platform. Here is its exact, enforced split.

ubi.fun charges exactly one fee: a swap fee on every trade. It is 1.25% for older tokens, 1.5% to 5%, chosen at launch, for v2 tokens, and a buy fee and a sell fee of 1.5% to 5% each for v3 tokens. No launch fee, no claim fee, no withdrawal fee. That single stream funds creator revenue, the holder pool, buyback floors, and referrals, and it splits the same way at every fee level. On v2 tokens (1.5% to 5% fee), from October 7, 2026, the daily payout evens it out to 77% for the token’s creator side, 13% for UBI holders and 10% for the protocol (the v2 fee split). To see how this compares with another launchpad at the same cost to traders, see How ubi.fun compares.

Older tokens, v2 tokens and v3 tokens

ubi.fun has three kinds of token. A token page with a holder dividends panel is a v2 token; one paired with an asset such as gold is a v3 token.

• Older tokens were launched before October 4, 2026 (16 UTC), UBI included. They charge a fixed 1.25% swap fee, split as in the table below.
• v2 tokens are every token launched since then. The creator picks the swap fee at launch, anywhere from 1.5% to 5% (1.5% by default), and cannot change it afterwards. A higher fee costs traders more on each trade and pays everyone more. Part of each fee pays the token’s own holders in USDC through its creator vault, and from October 7, 2026 every v2 fee settles to 77% for the creator side, 13% for UBI holders and 10% for the protocol, whatever fee the creator chose.
• v3 tokens trade against a real-world asset, such as gold, instead of USDC. The creator picks a buy fee and a sell fee at launch, 1.5% to 5% each. The contracts split every v3 fee on the trade itself: 77% to the creator stream, 13% to UBI holders and 10% to the protocol, paid in the token’s pair asset (below).

The split

The table uses $10M of trading volume at the 1.25% fee as its basis. This is the clearest way to compare launchpads because headline percentages often hide the base they use.

The referrer is optional. Most trades arrive through apps that name no referrer, and then the fee splits three ways. When an app does name one, it takes 5% first and the other shares shrink in proportion.

The creator side is divided between the creator and their coin’s auto buyback by the slider they set once at launch. The UBI pool is paid daily in USDC to UBI holders, from every coin’s fees. A referrer’s share accrues per swap to whoever routed the volume.

Tokens launched with a creator vault also pay their own holders: the creator side is split by the token’s creator vault between the creator and everyone holding the token. At the vault default (1.5% fee, 16.67% to holders) and no referrer, with the v2 fee split, that is, per $10M, about: creator $88,900, the token’s holders $17,800, buyback $8,800, eligible UBI holders $19,500, protocol $15,000. With a referrer: creator $84,400, holders $16,900, buyback $8,400, UBI holders $18,500, protocol $14,300, referrer $7,500.

For scale, a 70% creator share of a typical 1% launchpad fee is $70,000 per $10M. Our creator side at 1.25% is $73,700 with no referrer and $70,000 with one. The difference is what happens to the rest: here, most of it goes back to holders.

v3 tokens

A v3 fee splits on chain, on every trade: after an optional referrer’s 5%, 77% to the creator stream, 13% to eligible UBI holders and 10% to the protocol, all in the token’s pair asset. There is no daily settlement. The creator stream is divided by the token’s own settings between the auto buyback (0% to 83%), the token’s holders (at least a sixth of the stream) and the creator. At the v3 default (1.5% buy and sell fee, 10% buyback, holders at the least), per $10M with no referrer, that is about: creator $84,690, the token’s holders $19,260, buyback $11,550, eligible UBI holders $19,500, protocol $15,000. More setups are in v3 tokens.

The protocol owner can adjust the cut for UBI holders and the protocol together within limits written into the v3 contracts, between 23% and 30% of each fee, with UBI holders never below 13%.

What “enforced” means

• The holder share cannot be redirected. The UBI pool’s share (25.26%, or 24% with a referrer) flows through an immutable, ownerless splitter contract with no owner, no setters, and recipients fixed at deploy. The fee legs feeding it have bytecode-level floors, so no configuration, global or per-pool, can route the holders’ share anywhere else. Not even we can. Once in the pool, it is paid out by the published formula, which on v2 tokens (1.5% to 5% fee) returns part of it to the token’s own vault (the v2 fee split); every round can be checked.
• The creator’s slider is written once. Set at launch, no setter exists. What a coin shows is what it does, forever.
• Fees batch per pool. Each coin’s fees accumulate inside the protocol and distribute once they cross $1. Small pools pay out in chunks rather than dust, and nothing is ever lost below the line.

What the protocol owner can still do, and what that means for you, is disclosed plainly in Security model.